Cash Advance Apps: Dave is a great app that provides you early payment than your actual payday and helps you easily cover small emergencies without borrowing money from others.
It charges monthly charges to users for taking all of its services, and its credit insurance is $120 on average. For these reasons, you may want to explore its alternatives. The good news is there are many apps available that offer you the same services.
To help you quickly pick the most suitable one, We have shared the 10 best cash advance apps like Dave and shared them below.
10 Best Cash Advance Apps Like Dave (2024)
The below list includes all the best apps and strong contenders to be an alternative to Dave. All of them offer cash advances along with some other cool and handy features that you’ll surely like.
1. Branch | Cash Advance Apps That Work With Chime
The Branch is one of the best and the first on my list of best cash advance apps like Dave. It has some cool features and an easy-to-use interface that makes it easy for users to navigate through its different options.
This app offers early paycheck where its services are available and in the US you can get up to $150 per day or up to $500 per pay cycle.
This free-to-use platform processes your cash advance request within three days and it doesn’t charge you a penny for payment in the bank.Â
Key Features:
- You get a physical MasterCard after registration.
- It tracks your upcoming bills, balance, etc.
- You’ll be charged $2.99 – $4.99 per advance on your debit card but for transfer in the bank account, it’s free.
Download – Play Store/App Store
2. Even
The next name on this best cash advance app like Dave list is Even which provides quick wages for all professionals who work for a qualifying employer.
This app sends you cash within minutes, and the best part is that you can get advance payment of up to 50% from this app.
It doesn’t charge you any interest rate on the money you borrow, but you should take its monthly subscription to take cash out.
The subscription costs around $2 per week and it also provides you with the tool to manage your finance better.
Key Features:
- It’s faster that its competitor.
- This app tracks your expenses and saves the data to remind you whenever you have any due.
- You get an interest rate if you keep your money in the app.
Download- Play Store/App Store
3. SoFi
SoFi provides you the salary before it’s credited to your account, is another of the best cash advance apps like Dave that provides you early access to salary before it’s credited to your account.
If your employer pays you through this app then you can request an early paycheck two days before the scheduled date.
The best part of this platform is that it provides you with a higher advance of up to $1000 per day and it credits the amount instantly.
But, it charges $10 or 5%, whichever is higher, and it’s surely a concern, and this fee is higher than other apps.
Key Features:
- It provides you larger advance amount than others.
- You can request two days early before the salary date through this app.
Download- Play Store/App Store
4. Chime
Chime is an online banking service that allows you to transfer money, make direct deposits, send checks, and pay bills. It also provides you with a cash advance, so this is the next on the list of best cash advance apps like Dave.
You can get up to $200 advance per month but the limit will be $20 at the start and you need to match the eligibility criteria to meet the maximum point.
The best part of this app is that it doesn’t charge any overdraft fee like other banks as it automatically repays the negative balance when you deposit cash next time.
Key Features:
- It doesn’t charge fees.
- You can request two days’ early payment.
- This app provides you with up to $200 cash advance.
Download- Play Store/App Store
5. PayActiv
PayActiv is a great tool that helps employer provide employees with early access to their paychecks, and it’s next on this list of best cash advance apps like Dave.
But, if your employer isn’t registered with this platform, don’t worry. You’re still eligible to get advance paychecks using your PayActiv card.
If your employer is enrolled in the platform, it’ll display every information about your work, like hours worked, wages, etc. Then you can take all the amount you earned in your bank account or card or get cash. When your employer credits your payment, it’ll automatically get deducted.
Key Features:
- PayActive gives you early access to your wages.
- It offers a free saving tool for all users.
- This app also provides users with free financial counseling.
- It charges the employer neither for setup nor payment.
Download- Play Store/App Store
6. Varo
Varo is a digital bank operated in the United States and it also offers advance cash to its subscribers. This is why it’s the next one on this list of Best cash advance apps like Dave.
But, it has strict rules that you need to follow before start getting cash advances. You should have an active account with it which is opened for at least 30 days and $1000 direct deposits should be done. The most important requirement is that you should have an active bank account with Varo and its debit card.
This doesn’t charge anything for withdrawals of $20 or less, but it’ll take a percentage for any amount above that. You can take up to $100 cash advance two days early from your pay cycle.
Key Features:
- It rewards you with cashback whenever you spend using the Varo card.
- Varo provides you with cash advances two days before the actual payment date.
Download- Play Store/App Store
7. Brigit
Brigit is one of the best cash advance apps like Dave that allows you to borrow money and deposit it back when you receive your paycheck.
It provides you with an advance of up to $250 and the best part is that you can extend the due date once. But with time, you get more flexibility in extension.
It doesn’t have a transaction fee, but you should take the monthly subscription that costs $9.99 whereas Dave only charges $1 monthly.
Brigit also offers some other cool features like credit building, financial tips, and also some part-time work who are interested.
Key Features:
- It offers cash advances up to $250 per month.
- Brigit protects you from paying overdraft fees by automatically transferring money to your bank account whenever it’s likely to drop below zero.
- You get free financial advice and part-time gigs in the app.Â
Download- Play Store/App Store
8. EarnIn
The next name on this list of best cash advance apps like Dave is EarnIn which provides early access to your wages. In this app, you need to enroll your paycheck by getting approval from your employer and you can get up to $100 per day and $700 per pay cycle.
It takes around 3 business days to send you the amount, but that’s not the case with all the banks. It provides quick and instant payment in its partner bank.
Its unique feature is that it doesn’t charge a penny from the user as a fee but has a tip option that you can use to pay for the services.
Key Features:
- It doesn’t charge any transaction fee.
- You can get up to $700 cash advance per paycheck.
Download- Play Store/App Store
9. MoneyLion
MoneyLion is a great credit builder, finance tracking, and mobile banking app. It also provides advance payments two days before the actual paycheck, so this is the next name on this list of best cash advance apps like Dave.
When you first start using the app, it only gives you a limit of $50 but with time it increases the limit up to $250 per pay cycle.
If you have a RoarMoney account, it’ll instantly credit you the amount and for other bank accounts delivery may take 12 hours to 48 hours to complete.
Key Features:
- It provides you with up to $250 credit.
- You don’t need to pay fees for standard delivery.
- MoneyLion gives you up to $250 cash advance per paycheck.
10. Axos Bank App
Last but not least on this list of best cash advance apps like Dave is Axos Bank which has a feature called direct deposit that allows you to take cash advance a couple of days before than the actual date.
You just need to set up the direct deposit on your account, and whenever it gets to know about your upcoming paycheck, it’ll automatically transfer the amount to your account two days early.
Its best part is that it doesn’t charge a transaction fee, or monthly fee and also doesn’t charge an overdraft fee, which makes it more useful.
Key Features:
- This bank offers you 1% cashback on your transactions.
- You don’t need to pay it monthly or transaction charge.
- It helps you get the paycheck two days earlier.
Download- Play Store/App Store
Conclusion | Cash Advance Apps That Work With Chime
So, these were the 10 best cash advance apps like Dave in 2024 that you can use. These are better than one another, and you can opt for any that suits you. If you have any questions regarding these apps, feel free to drop your queries in the comments below.
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