Do you have to pay some bills but cannot wait for your paycheck? Well, we understand this situation, and therefore, we have prepared this article where we have shared a list of the best $50 instant loan apps you can use to get instant loan cash out of $50-$100 immediately.

So, without any further ado, let’s get started:

5 Best Instant $50-$100 Loan Apps in USA 2023

5 Best Instant $50 Loan Apps in US

The apps mentioned below can be considered a $50 loan instant app as they can easily offer you at least $50 to $500. The best thing about these apps is that they don’t have any rigorous document verification process and are quite easy to use. Additionally, they offer instant loan disbursement.

So, here are the top 5 best $50-$100 Instant loan apps.

Mount Paydays – Best $50 Loan Instant App

Best $50 Loan Instant App

The very first instant loan app on our list is Mount Paydays. It is one of the most popular instant loan apps currently that offers you to borrow up to $5000. It is designed to help people to solve their urgent financial needs. Plus, it lets you apply for an instant loan from the comfort of your home.

Mount Paydays offers loan amounts ranging from $100 to $5000. You can apply for the loan for almost any purpose, such as auto repair, credit card or debt consolidation, home improvement, medical expenses, emergencies, or more.

To get the instant loan amount from Mount Paydays, you need to have a good credit history, credit rating, and fixed employment. Self-employed individuals may not be able to get a loan from Mount Paydays.

The rates and APRs vary from lender to lender, ranging from 5.99% to 35.99% a year. However, you can quickly get a loan at around 10-15% AP if you have a good credit history and steady employment.

Brigit – Borrow Money App

Best Instant Loan Apps in USA

Next, we have Brigit on our list. It is another useful instant loan application that can help you deal with unexpected fund requirements. The best thing about Brigit is that its application process is completely digital, meaning you can apply for an instant loan right from the comfort of your home or office. This also eliminates the need to carry paper documents to banks for verification.

Brigit has been trusted by over 3 million users and boasts a superb 4.7 stars rating even after 250K reviews. This shows how much trust Brigit has made amongst its users. The best thing about Brigit is that its application process is hassle-free and hardly takes a couple of minutes to complete.

On top of that, the money gets credited to your account within the same business day. Another good thing about Brigit is that it is a great app for first-time loan borrowers as it doesn’t require your credit check and allows you to create your first credit line and maintain a healthy credit report.

It is basically a $50 loan instant app where you can get up to $250 until your next paycheck. The app is secure and safe and boasts features that can help you track your expenses, budgets, savings, and more. You also get real-time alerts for all your bills and upcoming dues.

Dave – Apps for Instant Money

Best Instant Loan Apps in USA 2022 | $50 Loan Instant App

Dave is another instant loan application, quite similar to Brigit. This app is designed to help users to reach their financial goals and help them with their daily monetary needs. With Dave, you can get a loan of $50 to up to $500 instantly. The entire application process for the loan is online and hassle-free.

One of the reasons Dave is on this list is because of how much trust it has gained amongst its users. For instance, it has over 10 million downloads from the App Store and Google Play Store combined yet boasts a superb 4.6 stars rating on Google Play Store and 4.8 stars rating on Apple App Store. This shows that Dave is a trusted money lender.

The loan application process is quite simple and easier. All you have to do is download the app and start filling out the application form. Even though Dave says that it doesn’t check your credit report, it utilizes your bank account to check your credit worthiness. However, that is a compulsory process as no app would like to lend money to someone who will not repay it.

Dave charges you $1 a month as a service fee. $1 is not a big deal since it doesn’t ask you the purpose of borrowing money and offers a seamless loan disbursement process. However, Dave wouldn’t be the ideal choice in the long term.

Earnin – Best Instant Money Apps

Best Instant Loan Apps in USA

Earnin is an app that is mainly suitable for people who are salaried employees. This app is quite popular among people who want to borrow a small amount of money before their payday. It can easily help you get anywhere between $50 to up $500 credit.

The loan application process is quite simple and effortless. The entire process is online, and the money gets credited to your bank account in just an hour. However, it only gives you a loan against your next salary, so keep that in mind. Another good thing about Earnin is that it doesn’t apply any hidden charges.

You have to link your salary account with Earnin to get a loan from it. Once you link your salary account and verify that you have a full-time position, the loan amount will automatically be credited to your checking account and will be automatically debited after your next paycheck day.

Empower – Instant Cash Advance App

Lastly, we have Empower on our list. Similar to Earnin, it also offers a hassle-free instant loan service where you can get up to $100 in no time. It also has a similar model where you have to verify that you have a permanent job, and that’s it.

The best thing about Empower is that it offers you an instant loan at a 0% interest rate. However, you must ensure that you will pay your loan amount on your next paycheck date. Otherwise, the APR will shoot up to 35.99%.

The application process is quite simple and effortless. All you have to do is download the app on your smartphone and fill out the application form. Besides your employment information, Empower doesn’t ask or check anything such as your credit report or more.

If you use Empower on a regular basis and pay all your bills on time, you can enhance your credit line to up to $1000, which is awesome. In addition to that, it also helps you build your credit history over time. Overall, it is a great $50 instant loan app.


There you have it – a list of the best instant loan apps in the USA 2023. The sudden financial disruptions can be a big deal but fixing them is not unless you need thousands of dollars. If you require an instant cash advance app like $50-$500, these $50 loan instant apps can be a very good solution for you. With that said, here I am wrapping up this article. If you have any questions, feel free to shoot them in the comment section below.


I love surfing the web in search of different exciting things & write about Movies, News and Gadgets and that’s the reason I have started writing for itechhacks.


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