In Short Hacks: In This Guide, we have shown Best 7 Security Tips for safer online internet banking login. If you take into consideration these methods while logging into your online net banking account, you will be able to log in much more safely than the people who are not considering these methods.
Internet banking is very much appealing nowadays. This is due to comfort by which we can make bill payments, make funds transfers or create fixed deposits, etc. We don’t have to stand in long ques anymore to do all this bank stuff. Internet banking overcome all those old sticky days when we had to wait for very long hours just only to check Balance in our saving account. What can be more comfortable than online internet banking? What you need is #1 Internet Connection (easily available) #2 A secured Internet Banking Account.
The very interesting question comes: Do You Think The Online Internet Banking Website that you use is Really Safe?
Wake Up! 😛 We are now in the 21st century, A century that is well famous for its Digitalisation. Every single thing that can be imaginable will easily find on this World of ‘Internet’. And, Every new security comes with new vulnerability. Liberty comes at a chance. Numbers of black hat hackers out there, which keep eyes on your bank account. Even, you can become a victim of a cyber attack.
What Happens If Your Internet Banking Is Not Safe?
There are always security concerns while doing internet banking. There are a lot of hackers out there who want to misuse the internet banking provision provided to you by the bank and steal your hard earned money. These hackers will hack into your account and do whatever they want before you know it. And once you know it, you cannot do anything since they are gone. These hackers disappear into thin air once they are done with what they came for. However, you can outsmart these hackers by securing your net banking login. Here, we are going to provide you with the tricks which you can use to secure your net banking login and prevent the hackers from entering into your account.
Anyways! No need to WORRY. We are always here to help you. The aim of this article is to let you know that How Hackers can Hack your online banking. However, given listed security tips will definitely help you and you should take precautions while surfing your internet banking. So let’s understand these methods thoroughly.
7 Security Tips For Safer Online Internet Banking Login?
#1 Do not stagnate a password for long
You will have to change the password which is provided to you by the bank on the very first login. But, you should keep changing the password on a regular basis and also, try and make the password difficult for others to interpret. This is very important method since the password is the only way one can enter into your net banking account.
An example of Strong Password: @[email protected]=2017
#2 Keep checking your saving account regularly
It is really important for you to keep track of every transaction which you make using your net banking account. You must check whether the correct amount is added or deducted from your account. If you see any kind of anomaly in your transaction statement, inform your concerned bank immediately. To make this task more convenient, Go to your bank branch and ask to activate banking transactions message alerts. So that whenever you will do any transaction, you will get an SMS with details.
#3 Never Use public Computers to log into your Net Banking Account
You must refrain from using the public computers available at cyber cafes or libraries. This is because these places are much crowded and the chances of your password being traced are very high. It might also happen that the computer saves your password and hence, allowing other people to access your account. Thus, you must clear the cache and browsing history, and delete all the temporary files from the computer which you have been using to log into your net banking account.
By ANYONE, We mean not even with your closest one. No matters, how much trust do you have over them. Greed can change everyone. Indeed, There are many fake callers who pose as if they are calling on behalf of your bank but, you must know that the BANK NEVER ASKS FOR YOUR CONFIDENTIAL INFORMATION via phone or email. Also, only use the official website of the bank to log into your net banking account. If they force you to share the details, tell them that you would prefer offering the details by visiting the bank instead of the phone or email. Look for ‘https://‘ in the URL when logging into your net banking account. The ‘https://‘ means that the website is secure with 256-bit of secure socket layer with encryption.
List of Official Internet Banking Websites:
https://retail.onlinesbi.com/retail/login.htm (SBI Bank)
https://infinity.icicibank.com/corp/Login.jsp (ICICI bank)
https://retail.axisbank.co.in (Axis Bank)
https://www.bankofindia.co.in/english/internetbanking.aspx (Bank of India)
#5 Disconnect the internet connection and log out when you are not using it
If you leave your internet connected to your computer while you are not using the computer in between your net banking account was opened, the hackers get a fair chance of extracting your bank details from your computer. Hence, to protect your personal details, you must disconnect the internet connection from your computer when you are not using it. Always, Logout your internet banking after using it.
#6 Type your Internet banking URL instead of selecting it
You must type in the URL of the net banking in the web browser since there are chances that hackers send you the links to dummy websites through emails or SMSs. If you use those websites to log into your net banking account, you might provide your personal details to hackers yourself. And then, you cannot stop the wrath they will cause to you.And if you are using any Net banking Android and iOS app then make sure keep up to date
#7 Use a Good anti-virus software on your computer
The original anti-virus might cost you higher than the pirated copy of the anti-virus but, the original anti-virus ensures proper safety of your computer against any kind of virus. There are viruses which have the intention to steal your data from your computer. A pirated anti-virus cannot keep this virus away from your computer but the original one can. Hence, you must use a good anti-virus software to protect your data from falling into wrong hands.
Also Read: How an Aadhar Card Information Can Be Hacked And Used For Illegal Activities? Research Shows
Wrap Up: Many of us know How to secure but same many of us don’t. Well, if you are reading this article and you really wanna to help someone then do not hesitate to share it with your friends, family, etc and let the world know all about internet banking security. If you take into consideration these methods while logging into your online net banking account, you will be able to log in much more safely than the people who are not considering these methods. If we have missed out on any such useful method then, please let us know in the comments section below.